At the table below you can see the exact cost of your pay loans and know just what you will have to repay on your next payday.

Cost of credit 25% for a 30 day loan.

Representative 1737% APR (variable)

Cash Loans: Often Better Deals than a Bank Overdraft

Going over your overdraft limit can cost you up to £5 a day, more when the fees and charges get added on. Very quickly, unauthorised overdraft charges end up costing as much as £150 a month and well over a £1000 a year!

The Representative APR for the cash loans payday offered through our site is 1737% (variable). As an example, a payday cash loan of £160 taken for 28 days would require payment of £200, the interest would be £40 for a loan with an annual interest rate of 1737%, when going overdrawn by £160 in a month can add up to £150 – costing you an extra £110 with the bank.

With a cash loan payday you see how much you can borrow and how much you pay back. There are no administration costs or other hidden charges, just one flat, upfront interest rate.

Understanding the payday cash APR

The Annual Percentage Rate or APR is the interest to be paid on the amount borrowed. This also includes other charges expressed as an annual rate charge. Lenders must inform you of the APR before you sign an agreement.

The Annual Percentage Rate (APR) for cash to payday loans can seem large that’s because our lenders charge a fixed rate that covers a shorter time scale.

APR on cash to Payday Loans can be misleading or may not be the best way of evaluating the cost of a cash till payday loan.

For the best cash to Payday Loan rates only borrow what you can afford to repay within the loan period.

One of Britain’s largest non-charging short term credit brokers

As one of largest short term finance brokers in the UK, we send applications to all the biggest lenders and they pay us a commission for referring you. This doesn't affect the amount your loan costs, and because we work with so many lenders, you may stand a higher chance of being approved.