How much payday cash can I borrow?
Pay loans ranging from £80 to £300 are available depending on your financial status.
Usually customers taking out their first payday cash loan will be eligible for up to £300.
What are the charges for pay loans?
The Representative APR for the cash to payday Loans found through our site is 1737% (variable).
As an example - For a loan of £160 taken for 31 days
- The payable amount would be £200
- The interest included would be £40
- The annual interest rate 1737%
A borrower taking out an £80 loan for 28 days, will pay back the lender £100 and so on, up to a cost of £375 for a loan of £300.
For further details about our scale of repayments please go to the Charges section of the website.
When will I need to repay the payday cash loans?
Payday cash loans are available for a period of 28 days as the repayment is due on your next payday or on the date agreed with the lender.
It is possible to postpone the repayment date of
cash to payday loans but the amount to be repaid will increase as a consequence.
We do not recommend rolling over loans.
When will the payday cash clear in my account?
Cash to payday loans will generally clear into a bank account will differ from a few hours in some cases to 24 in others, but can take up to 48 hours.
To maximise your chances of receiving the
payday cash on the same day applying before 3pm is advised.
The actual time it takes to receive the cash loan till payday will be affected by a number of circumstances such as you banks handling speeds, the accuracy of your application form as well as the time you completed the form.
How do I apply for pay loans?
Simply go the apply page of our website and complete the simple online application form before clicking submit.
We’ll send you an email informing you of the status of your application and letting you know which lenders can supply your loan.
If accepted, you will be asked to agree to the lender's terms and conditions and as soon as you accept the lender’s terms and conditions your cash loan payday will be transferred into your bank account.
If you need further help with this process please go to the
How it Works page of our site.
Do I qualify for cash loans?
The general criteria for successful applications are that they are over 18, resident in the UK and have a permanent job, which pays over £750 per month.
You will also need a UK bank account for us to pay the loan in to. You will also need a debit card to enable your repayments to the lender.
Can I apply for payday cash if I’m unemployed?
Payday loans are designed to meet the needs of people who can repay on their next payday, not the unemployed.
However, if you are unemployed and fill in the application form it is possible we will be able to find a lender that meets your requirements.
What information do I need to supply when applying for cash loans?
Have the following to hand when using our easy to use Apply page
• Your name and address
• Your date of birth
• Your contact telephone numbers and email
• Your work and pay details
• Your bank account and debit card details
Do you contact my work place?
Lenders use your details in order to confirm your identity and employment situation. It is possible that we will need to contact you via a landline or office number.
If that becomes necessary you can be assured that the caller will not discuss your loan with any other person other than you.