Payday Loans Frequently Asked Questions

Q. What is a payday loan?

A. A payday loan is a cash advance on your payday which is repayable on your next payday.

Q. How much can I borrow?

A. You can get up to £750. Please keep in mind that you should leave enough cash left to cover your other expenses on your payday.

Q. How long will it take to get the money?

A. Just apply online using our quick and easy form and the money could be in your account today. Please note that in a small minority of cases your transfer could take 48 hours, depending on where your current account is held.

Q. How do I repay my loan?

A. Your debit card on your current account is used to take repayment of your payday loan on your next payday.

Q. Do you run credit/score checks?

A. No, we are not interested in your past credit, we are only interested in your current ability to repay your loan and other financial commitments on your next payday.

Q. Can I rollover my loan until my next payday?

A. Yes, you can rollover your loan as many times as you like. However, a payday loan is a short-term loan and is designed to help you until your next payday. Should you require credit for a longer period, then this facility may not be your best option and we would suggest you seek a more appropriate loan facility.

Q. Why is a payday APR% so high?

A. APR is not a true measure of the quality of this loan type. Our service is fast and contains an inherent risk. Our fees are flat and there are no extra/hidden costs.

Q. Do I need a cheque guarantee card?

A. No, but we do ask that you hold a valid debit card for the bank account where your wage gets paid in.

Q. How much can I borrow?

A. You can get up to £750 as long as you will have at least 2/3 of your wage left to cover your other expenses on your next payday.